New to Canada

New to Canada?
Let’s Get You Moving.

Starting fresh in Alberta comes with a lot to figure out. Finding the right vehicle doesn’t have to be one of the complicated parts.

We’ll help you explore financing options and find a vehicle that fits your life and your budget.

No impact to your credit score to get started.
Starting Fresh

You May Have More Options Than You Think.

If you’re new to Canada, you may not have years of Canadian credit history yet. That doesn’t automatically mean vehicle financing is out of reach.

We help newcomers explore financing options based on their individual situation and understand what may be required along the way.

We can help if you:

  • Recently moved to Canada
  • Have limited Canadian credit history
  • Recently started working in Alberta
  • Are buying your first vehicle in Canada
  • Are self-employed or contract-based
Every application is different. We’ll help you understand your options.
Getting Started

What Do I Need?

Requirements vary by lender, but you may be asked for:

01

Identification

Valid Canadian identification and documentation confirming your status in Canada.

02

Proof of Income

Recent pay information or other documents showing your income.

03

Employment Information

Basic information about your job or source of income.

04

Address Information

Information confirming where you currently live in Canada.

Not sure what you have or what you need? Start the process and we’ll walk you through it.

Start Here

Start Your Pre-Approval

Tell us a little about your situation and what you’re looking for. It takes about a minute and will not affect your credit score.

How long have you been in Canada?(required)
Your work situation(required)
What kind of vehicle are you looking for?(required)
What monthly payment are you comfortable with?(required)
Optional

Submitting this form does not complete a credit application or affect your credit score. If a formal credit check is required later, we’ll explain that before moving forward. Read our Privacy Policy.
Find Your Vehicle

What Does Life in Alberta Look Like for You?

Your vehicle should fit the life you’re building, not just the financing.

Looking for something specific? Tell us what you want and we can help with the search.
Find My Vehicle
Questions

New to Canada Financing FAQs

Can I finance a vehicle if I’m new to Canada?

Potentially. Financing depends on your individual situation and lender requirements. Being new to Canada does not automatically mean financing is unavailable.

Do I need a long Canadian credit history?

Not necessarily. Credit history is one factor lenders may consider alongside income, employment and other information.

Will starting my pre-approval affect my credit score?

No. Completing our initial pre-approval form will not affect your credit score. We’ll explain before any formal credit check is completed.

Do I need a down payment?

It depends on the vehicle, lender and individual application.

Can you help if I just started a new job?

Yes. You can still start the process. Employment requirements vary between lenders and applications.

Can you help me find a vehicle?

Yes. You can shop current inventory or tell us what you’re looking for and we can help source options.

Your Next Step

Ready to Find Your First Vehicle in Alberta?

Start with your budget and what you need. We’ll help with the rest.

No impact to your credit score to get started.